Comprehensive pays for damage to your own car due to non-crash problems, such as vandalism, hitting an animal or an object falling on your car. Comprehensive coverage also pays out for car theft. (37% of drivers get this question wrong.)
2. You hit someone else. Which coverage pays the other driver?
Liability pays for the property damage and injuries you do to others. Liability will not pay for any damage to your own car. Liability coverage is required in most states. (54% of drivers get this question wrong.)
3. Your car is in a flood. Which coverage pays?
Comprehensive pays for damage to your own car due to non-crash problems, such as vandalism, hitting an animal or an object falling on your car. Comprehensive coverage also pays out for car theft. It is an optional coverage. (29% of drivers get this question wrong.)
4. You drive off a cliff. Which coverage pays?
Collision pays for damage to your own car due to a crash, such as hitting another car or a fence. It is an optional coverage. (32% of drivers get this question wrong.)
5. Your friend borrows your car and crashes it. Whose insurance pays?
(27% of drivers get this question wrong.)
6. A boulder falls from the sky and hits your car. Which coverage pays?
Comprehensive pays for damage to your own car due to non-crash problems, such as vandalism, hitting an animal or an object falling on your car. Comprehensive coverage also pays out for car theft. It is an optional coverage. (37% of drivers get this question wrong.)
TDD Auto Insurance Quiz
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